Financing

Online Finance Application - All United Auto

Why Choose All United Auto Financing?

At All United Auto, we believe that your past shouldn’t limit your future. Our in-house financing options make it easy to get pre-qualified and drive away in a dependable vehicle — even if you have bad credit or no credit at all. We proudly serve customers in Plant City, Lakeland, Brandon, Zephyrhills, and beyond, helping real people get back on the road with flexible payments and reliable cars.

We offer customized financing solutions for any situation, making it easier than ever to drive away today.

Apply online or in-person. In most cases, it only takes 15 minutes to get pre-qualified.

From fresh starts to credit issues, our team works with every customer to find the right solution.

Financing That Fits Your Life

Getting approved for a vehicle loan shouldn’t be a mystery. At All United Auto, we take the guesswork out of the process with straightforward financing, supportive guidance, and absolutely no judgment. Whether you’re dealing with past credit challenges, recovering from financial setbacks, or building your credit for the first time, we’re here to help.

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Our easy auto financing model means we finance your vehicle directly through us — no banks or third parties needed. That gives us the flexibility to offer customized payment plans, lower down payment options, and quicker approvals than traditional dealerships. Our team will work with you one-on-one to match your budget, needs, and lifestyle.

What Our Customers Are Saying

Financing FAQs

No. We specialize in helping customers with all credit backgrounds. Whether you have poor credit, no credit, or you’re rebuilding, we can help.

Most customers are pre-qualified within 15 minutes. You can start online or in person.

Bring your driver’s license, proof of income (pay stubs or bank statements), proof of residence, and auto insurance.

Yes! We accept trade-ins and will apply the value toward your new purchase.

The All United Auto team will work with you to get you the most affordable terms for the car you want! There will be a minimum down payment associated with the specific vehicle you’re interested in. Please reach out to our team to get your personalized terms!

Ready to Get Pre-Qualified?

It only takes a few minutes to get started — and we’re here to help every step of the way.

* “$999 down” available on select vehicles for well-qualified buyers with approved credit. Down payment amounts vary by vehicle and applicant. Not all customers will qualify. Example terms may differ. Price/payment excludes tax, tag, title, and our dealer fee (which represents costs and profits to the dealer). Offers subject to change without notice. See dealer for details.

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