Financing

Online Finance Application - All United Auto

Why Choose All United Auto Financing?

At All United Auto, we believe that your past shouldn’t limit your future. Our in-house financing options make it easy to get pre-qualified and drive away in a dependable vehicle — even if you have bad credit or no credit at all. We proudly serve customers in Plant City, Lakeland, Brandon, Zephyrhills, and beyond, helping real people get back on the road with flexible payments and reliable cars.

We offer customized financing solutions for any situation, making it easier than ever to drive away today.

Apply online or in-person. In most cases, it only takes 15 minutes to get pre-qualified.

From fresh starts to credit issues, our team works with every customer to find the right solution.

Financing That Fits Your Life

Getting approved for a vehicle loan shouldn’t be a mystery. At All United Auto, we take the guesswork out of the process with straightforward financing, supportive guidance, and absolutely no judgment. Whether you’re dealing with past credit challenges, recovering from financial setbacks, or building your credit for the first time, we’re here to help.

Our easy auto financing model means we finance your vehicle directly through us — no banks or third parties needed. That gives us the flexibility to offer customized payment plans, lower down payment options, and quicker approvals than traditional dealerships. Our team will work with you one-on-one to match your budget, needs, and lifestyle.

Financing FAQs

Do I need good credit to get approved?

No. We specialize in helping customers with all credit backgrounds. Whether you have poor credit, no credit, or you’re rebuilding, we can help.

How long does pre-qualification take?

Most customers are pre-qualified within 15 minutes. You can start online or in person.

What documents do I need to bring?

Bring your driver’s license, proof of income (pay stubs or bank statements), proof of residence, and auto insurance.

Can I trade in my current vehicle?

Yes! We accept trade-ins and will apply the value toward your new purchase.

Is there a minimum down payment?

The All United Auto team will work with you to get you the most affordable terms for the car you want! There will be a minimum down payment associated with the specific vehicle you’re interested in. Please reach out to our team to get your personalized terms!

It only takes a few minutes to get started — and we’re here to help every step of the way.

What Our Customers Are Saying

      EXCELLENT  
   Based on 319 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   BabyG Martinez-Baza 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you Maria for helping me get my car
  
 
      Posted on Google  
   
   Roy Osborn 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very quick easy process in and out,  low down payment. Would recommend t to anyone needing to build credit.
  
 
      Posted on Google  
   
   TheSolutionUSA 
 
 
 
 Trustindex verifies that the original source of the review is Google. Muy profesional, gracias.
  
 
      Posted on Google  
   
   Summer Potts 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mary is AMAZING. Julio responded to my inquiry on the weekend, after hours. Simple, easy and efficient. The BEST experience.
  
 
      Posted on Google  
   
   Cassandra 
 
 
 
 Trustindex verifies that the original source of the review is Google. Julio was very helpful and very informative
  
 
      Posted on Google  
   
   Victoria Blake 
 
 
 
 Trustindex verifies that the original source of the review is Google. Maria and Mike are ABSOLUTELY PHENOMENAL!!! They were so patient, kind, and informative! The entire experience was better than I expected!! If you are looking for an honest, no hassle, buying process,  don't walk.. RUN TO ALL UNITED AUTO!!!
  
 
      Posted on Google  
   
   Carlos joel Recinos cruz 
 
 
 
 Trustindex verifies that the original source of the review is Google. Gracias Maria por toda la atención y poderme aver ayudado para obtener mi  vehículo enverda muchas gracias estoy mera mente agradecido por su atención gracias
  
 
      Posted on Google  
   
   Ashley Dickover 
 
 
 
 Trustindex verifies that the original source of the review is Google. Maria was very nice and straight forward and she worked with me. She was quick and honest and got me a few options to chose from when nobody else would approve me! Cars are impeccable and very clean! Don’t miss your opportunity their great people here !
  
 
      Posted on Google  
   
   Chris Gelpi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great customer service. Mary was great highly recommend coming and getting a car with them.
  
 
      Posted on Google  
   
   Tori Painter 
 
 
 
 Trustindex verifies that the original source of the review is Google. Maria was great she stayed late to help me get a car. So much help and I appreciate all of the help. Did an amazing job of getting me into a car today.